Debt Free Living: How to Build a Fresh Financial Start
Debt Free Living: How to Build a Fresh Financial Start Starting a new chapter in life often comes with the desire for a fresh financial beginning. For many Californians, achieving debt free living can feel [...]
How Much Does a Debt Attorney Cost? Understanding the Value of Legal Help
How Much Does a Debt Attorney Cost? Understanding the Value of Legal Help If you are overwhelmed by creditor calls, mounting balances, or the constant stress of unpaid debt, one of your first concerns might [...]
What Happens to Credit Card Interest During Debt Settlement?
Credit card interest is one of the fastest ways to turn a manageable balance into a crushing burden. One month you owe $5,000. A few months later, that number has ballooned to $6,500—and you haven’t [...]
Should You Use Savings or Settlement to Pay Off Credit Card Debt?
If you're staring at a mountain of credit card debt and a shrinking savings account, you're probably asking yourself: Should I use savings or settle to pay off my credit cards? It's a fair question—and [...]
Top 5 Mistakes to Avoid When Settling Credit Card Debt
If you're struggling with credit card debt, debt settlement can offer a real path to relief—but only if it's done right. At Gershfeld Law Group, we’ve seen too many people fall into traps that cost [...]
Can You Really Settle Credit Card Debt for Less Than You Owe?
For millions of Americans buried in credit card debt, the idea of paying less than what you owe feels like wishful thinking. But the truth is—yes, you really can settle credit card debt for less [...]
Know Your Rights Against Credit Card Companies
Dealing with credit card debt can be overwhelming, especially when you’re being bombarded by phone calls, letters, and even threats from creditors or debt collectors. But here’s something many people don’t realize: you have rights, [...]
Is debt negotiation a good idea
When you're buried in credit card bills, past-due notices, and high interest rates, it's natural to wonder if there's a better way forward. For many people, the idea of negotiating their debt sounds like a [...]
What Happens If You Ignore Credit Card Debt
It’s easy to feel overwhelmed when credit card bills pile up. Maybe you're avoiding opening statements or skipping minimum payments because you don’t have the funds. But here’s the hard truth—ignoring your credit card debt [...]