Top 5 Mistakes to Avoid When Settling Credit Card Debt
If you're struggling with credit card debt, debt settlement can offer a real path to relief—but only if it's done right. At Gershfeld Law Group, we’ve seen too many people fall into traps that cost [...]
Can You Really Settle Credit Card Debt for Less Than You Owe?
For millions of Americans buried in credit card debt, the idea of paying less than what you owe feels like wishful thinking. But the truth is—yes, you really can settle credit card debt for less [...]
Know Your Rights Against Credit Card Companies
Dealing with credit card debt can be overwhelming, especially when you’re being bombarded by phone calls, letters, and even threats from creditors or debt collectors. But here’s something many people don’t realize: you have rights, [...]
Is debt negotiation a good idea
When you're buried in credit card bills, past-due notices, and high interest rates, it's natural to wonder if there's a better way forward. For many people, the idea of negotiating their debt sounds like a [...]
What Happens If You Ignore Credit Card Debt
It’s easy to feel overwhelmed when credit card bills pile up. Maybe you're avoiding opening statements or skipping minimum payments because you don’t have the funds. But here’s the hard truth—ignoring your credit card debt [...]
Best Ways to Get Out of Credit Card Debt Without Bankruptcy
If you're feeling overwhelmed by credit card balances, you're not alone—and you’re not out of options. Millions of Americans are searching for smart, effective ways to get out of credit card debt without bankruptcy. The [...]
Smart Strategies to Lower Credit Card Debt Fast
Credit card debt may quickly spin out of control, overwhelming many people with hefty interest rates and minimum payments that never seem to reduce the balance. If you're struggling with credit card debt, you're not [...]
Credit Card Debt and Jail Time: What You Need to Know
Credit card debt is becoming a significant worry for millions of Americans. With rising interest rates and increased living expenses, falling behind on payments is simple. If you are battling credit card debt, you may [...]
Is It Good to Be Credit Card Debt-Free?
Being free from credit card debt is a goal many people strive for, but is it always the best financial strategy? While eliminating debt can bring peace of mind and reduce financial stress, it’s worth [...]