Recently hackers have been able to find their ways to steal money out of credit cards. This has been terrible because in many cases people won´t be able to recover a penny of the money they lost.
It is important to learn some hacks that will be useful to protect your cards.
One: it seems so obvious but believe me, many people don´t do it, credit card insurance is the number one thing you have to do if you want to protect your money, of course it is an extra expense to add to your budget but trust me, it will all be worth it because you can be sure that if anytime someone tries to clone your card this will be protected and you won´t lose anything for an average price of $20 a month.
Two: if you use an ATM it is important that you always make sure it has not been hacked, people who are dedicated to clone cards have created different methods to do it, commonly they install cameras or devices that will detect your secret code and will get your card number so it will be easier to clone it and get the money out of your account. Everytime you stop at an ATM make sure there is nothing out of normal in the machine as a loose object or a different device that you don´t normally find in an ATM.
Three: Mobile bank alerts are also a great resource to keep track of everything that goes on with your account, many banks charge an extra fee for this service but it is worth it because you will be always informed of what movements are being done in your account.
Remember, even if it represents an extra expense you never know when something like this could happen to you and it’s better to be prepared and protect your credit cards.